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Christmas Budget Planner UK 2026
Free Christmas budget planner for the UK: list your presents, Christmas dinner, travel and nights out, see the total and how much to put aside each week or month until Christmas, and what it costs on a credit card.
🎁 Gifts
One line per person. Names are saved only in this browser.
🎄 Everything else
Your Christmas plan
£0
| Gifts | £0 |
| Total Christmas cost | £0 |
| Already saved | £0 |
| Still to save | £0 |
| Days left | 53 |
💳 Putting some on a credit card?
Also useful: Christmas bonus after tax · Faulty present refund letter
Amounts are your own estimates. Not legal, tax or financial advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: MoneyHelper: budget planner
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
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Questions people ask
How much should I save each week for Christmas?+
Add up everything (presents, food, travel, parties), take off what you've saved and divide by the weeks left. An £840 Christmas planned from early October is about £70 a week.
What does it cost to put Christmas on a credit card?+
£1,000 at 25% APR paid off at £100 a month takes 12 months and costs about £133 in interest. A 0% purchase card avoids this if you clear it before the offer ends.
Is my present list saved?+
Yes, but only in this browser on this device. Names are never sent to us.