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Capital Gains Tax Calculator 2026/27

Free UK Capital Gains Tax calculator for 2026/27: your gain after costs and losses, the £3,000 annual exempt amount, and 18% or 24% depending on your income.

What you sold

Capital Gains Tax

£4,423.80

Gain£24,000
Annual exempt amount− £3,000
Taxable gain£21,000
At 18% (fits in your basic-rate band)£10,270
At 24%£10,730
Tax to pay£4,423.80

Good to know

  • Your main home is usually free of CGT (Private Residence Relief).
  • Selling UK residential property? Report and pay within 60 days of completion.
  • Shares in an ISA are free of CGT. Business Asset Disposal Relief has its own rate.

For individuals, 2026/27 rates (18% and 24%). Rules last checked October 2026. Not legal, tax or financial advice. 🔒 Everything stays on your device.

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✅ Rules last checked:

📚 Official sources: GOV.UK

We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.

🛠️ Spotted a mistake or an out-of-date rule? Tell us

Questions people ask

What are the CGT rates for 2026/27?+

18% on gains that fit in your unused basic-rate band and 24% above it, for shares, crypto and residential property alike.

How much can I gain tax-free?+

£3,000 a year (the annual exempt amount).

When do I pay CGT on a property sale?+

For UK residential property, report and pay within 60 days of completion. Other gains go on your Self Assessment return.

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